Palmetto Citizens membership is open to any individual who lives, works, worships or attends school in the following counties in South Carolina:

• Richland
• Lexington
• Kershaw
• Fairfield
• Saluda
• Calhoun

Membership may also be available to businesses, non-profits, churches and legal entities operating in this area. If you’re outside this area but have immediate family in these counties, you may be eligible to join as well.

Palmetto Citizens Federal Credit Union, formerly known as Columbia (SC) Teachers FCU, was organized and issued a federal charter on June 4, 1936. Ten individuals each deposited $5.00 to begin the credit union which only served the employees of Columbia Public Schools.

In 2001, the National Credit Union Administration (NCUA), an agency of the federal government that oversees all federally chartered credit unions, gave approval for us to become a community based credit union and officially became Palmetto Citizens. We were the first credit union in South Carolina to be granted a multi-county community charter.

Today, Palmetto Citizens is one of South Carolina's larger credit unions, serving over 67,000 members with assets of over $875 million.